Financial Calculators

Interactive tools to plan your mortgage, retirement, insurance, Social Security, and debt payoff.

Business Cash Calculator

💼 Many business owners keep excess cash sitting in a bank account earning ~4.5% — but that interest is taxable income each year. The U Account grows at 6.5% tax-free, uninterrupted — and you keep full liquidity. See the real difference below.
$100,000
$10,000$2,000,000
10 yrs
1 yrs30 yrs
50%
0%100%

Growth Over 10 Years

012345678910Year$0$50k$100k$150k$200k
Full U Account (6.5% — tax-free)
Hybrid (50% U / 50% Bank)
Bank Only (4.5% — taxed each year)

$136,362

Bank Only at Yr 10

$162,038

Hybrid at Yr 10

$187,714

Full U Account at Yr 10

💡 By moving to the U Account, your $100,000 grows to $187,714 — that's $51,352 more than leaving it in the bank over 10 years. That's real money that stays on your balance sheet and works for you, tax-free.

Want To See Your Official Numbers?

The numbers above are just an estimated snap shot. Unfortunately it is impossible to have the exact numbers unless we have the following info:

Desired Reason For Policy
Life Insurance Company You May Want To Use
The Amount of Savings and Cash Flow You Have
Health
Gender
DOB

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